Banks and e-wallets on one platform
Transaction data from several banks, e-wallets and payment accounts is synchronised, so businesses and customers manage multi-channel finances more easily.
Service
Financial data connectivity via Open API
CoreFinTech provides Open API infrastructure that lets banks, insurers, e-wallets and other FinTech companies connect and share financial data securely, lawfully and in real time. It accelerates a company’s digitisation while giving individuals and SME a single platform on which to manage their finances.
What the service covers
Insurance and investment data integration
APIs connect to insurers, investment funds and securities firms, bringing a client’s whole asset portfolio and capital flow together in one system.
Standardised, secured financial data
International security standards (ISO 27001, OAuth2, TLS 1.3) and multi-layer authentication ensure financial data is accessed only with the customer’s valid consent.
Data control handed to the customer
Customers may grant or revoke data access at any time, which upholds ownership and protects personal information under the Law on Cybersecurity and Decree 13/2023/ND-CP.
Linking FinTech partners, banks and businesses
We bridge financial institutions and technology companies, widening the service ecosystem across credit scoring, digital payments, online investment and digital insurance.
Transparent API monitoring and logging
Every access request is logged automatically with an identifier, a timestamp and its content, so it can be checked, reconciled and defended for compliance when needed.
Legal note The CoreFinTech Open API system operates within the FinTech sandbox supervised by the State Bank of Vietnam, meets national security standards and stores no data without authority. Access is granted only with the written or electronic consent of the data owner.
Documents to prepare
Before any technical connection, it must be clear which data is shared, with whom and within what limits.
Company
- Business registration certificate
- Financial statements for the most recent periods
- Tax returns already filed
- Bank account statements
- Contracts and invoices, both issued and received
Information for the integration review
- Systems and software the business currently runs
- Types of data to interconnect and how often they sync
- Transaction volume and expected number of users
- Compliance, permission and access-trail requirements
Free initial review of your file
You can send what you have even if the paperwork is incomplete. CoreFinTech looks at it, points out what is missing and how to fill the gaps before approaching a lender.
How we work through it
Four clear steps, so the business always knows where it stands and what comes next.
Review of current operations
CoreFinTech looks at your processes, the systems in use and transaction volumes to define the scope of work. This step is free.
Proposal and scope
We agree the delivery model, the data to be connected, the compliance requirements and how results will be measured once live.
Integration and pilot
Technical connection, a pilot on real data at small scale, and adjustment before rolling out.
Live operation and support
Handover, training for your team, and support during operation with regular tracking reports.
Frequently asked questions
What clients ask most often about this service.
Does the business keep control of data access?
Yes. Access is granted and revoked at your initiative, and every access request is logged so it can be checked afterwards.
Does Open API fall within the testing mechanism?
Sharing data through open application programming interfaces is one of the three groups of solutions named in Decree 94/2025/ND-CP on the controlled testing mechanism in banking.
Will the integration disrupt our running systems?
The process includes a small-scale pilot before any rollout, precisely so that live systems are not affected.
What is the information I provide used for?
Your information is used only for appraisal and for connecting you with funding, in line with the Privacy policy of CoreFinTech.
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Ready to start your application?
Submit your information once on the CRM so CoreFinTech can receive, standardise and route your file.