Analysing the need and the capital structure
Our financial advisers assess the business model, capacity to repay, assets in hand and investment needs, then propose a capital and leasing structure that fits.
Service
Financial leasing and corporate credit limits
Designed for medium and large companies that want to expand production, invest in equipment or increase working capital without adding to conventional debt pressure. CoreFinTech opens access to finance leasing and medium- to long-term credit lines from banks and leasing companies, through a process that is lawful, transparent and mindful of the cost of capital.
What the service covers
Building a strategic credit file
We help assemble a professional credit file: financial statements, the investment project, the cash-flow plan and the sources-and-uses statement, all to banking standard.
Negotiating and setting the credit line
We represent the company with the bank or finance company to agree a line suited to each purpose: working capital, machinery investment, equipment purchase or asset leasing.
Arranging a complete leasing package
We advise on, compare and select the leasing form — operating lease, hire purchase or instalment lease — weighing tax treatment, cash flow and how long the asset will be used.
Managing risk and credit conditions
We review covenants, financing ratios, repayment schedules and ownership of the leased asset, so the company knows every obligation and faces no legal surprise.
Oversight and support after the line is granted
CoreFinTech stays with the company through the life of the contract: tracking drawdowns, updating the periodic financial reports and supporting renewal or extension of the line.
Legal note All advisory and arrangement work is carried out under the Law on Credit Institutions and the Law on Financial Leasing, through licensed banks and leasing companies. CoreFinTech advises, connects, analyses and accompanies; it never provides capital directly and never receives client money.
Documents to prepare
The service is aimed at medium and large companies, so the financial file needs to be complete and consistent across periods.
Company
- Business registration certificate
- Financial statements for the most recent periods
- Tax returns already filed
- Bank account statements
- Contracts and invoices, both issued and received
Additional documents for a credit line
- Plan for using the funds, stage by stage
- Schedule of outstanding debt and existing facilities
- List of assets that could serve as security
- Quotation or contract with the supplier, for finance leasing
Free initial review of your file
You can send what you have even if the paperwork is incomplete. CoreFinTech looks at it, points out what is missing and how to fill the gaps before approaching a lender.
How we work through it
Four clear steps, so the business always knows where it stands and what comes next.
Send the requirement and initial review
The business submits its information on the CRM portal. CoreFinTech reads the file, identifies a workable route and states plainly what still needs to be added. This step is free.
Standardising and digitising the file
We reorganise legal papers, financial figures and cash-flow evidence the way a lender needs to read them, instead of starting over at every institution.
Connecting and comparing the options
The file is introduced to suitable partners. The business receives a comparison of rates, financing ratios, fees and covenants for each option and chooses for itself.
Follow-through after disbursement
CoreFinTech continues to help monitor progress, keep to the funding conditions and produce the periodic reports the lender requires.
Frequently asked questions
What clients ask most often about this service.
Can finance leasing be combined with a credit line?
Yes. Many companies use leasing for fixed assets and keep the credit line for working capital, rather than pushing every need through one channel. CoreFinTech builds the combined option and compares the total cost of capital across approaches.
Does CoreFinTech lend directly?
No. CoreFinTech advises, standardises the file and connects the business with banks, investment funds and finance companies. The decision to lend and the specific terms rest with those institutions.
How is the cost of the service worked out?
The initial review and assessment of the file is free of charge. Service fees are agreed file by file and confirmed in writing before any work begins; nothing arises outside that agreement.
How long does the process take?
It depends on how complete the file is and what the lender requires for appraisal. Once the information is in on the CRM portal, CoreFinTech comes back with the result of the initial review and states what is still missing before moving to the connection stage.
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Ready to start your application?
Submit your information once on the CRM so CoreFinTech can receive, standardise and route your file.