Assessing the need and production capability
We analyse the financial position, current capacity and expansion plan to establish how much capital is needed and which borrowing structure suits the company.
Service
Long-term capital for production and equipment investment
We help the business build a financial plan, prepare the file and connect with banks, leasing companies or investment funds to finance 60–100% of the value of machinery, production lines and industrial equipment. The service is transparent, lawful and shaped around how Vietnamese SME actually grow their capacity.
What the service covers
Building the equipment financing plan
We advise on the split between own funds, borrowing and leasing, and build a repayment schedule based on operating cash flow, so the position stays sound over the long term.
Appraising and valuing the machinery
We work with an independent valuer to establish the true value of the equipment, for financing, insurance and registration as security.
Connecting banks and leasing companies
We present the case to trusted credit partners and compare borrowing conditions, interest rates, terms and collateral requirements to bring the cost of capital down.
Preparing and completing the loan file
We help assemble the standard set: legal papers, the purchase contract, financial statements, the production and business plan, and the security documents.
Oversight and support after disbursement
We follow delivery, installation, acceptance and repayment, and help prepare the cash-flow and progress reports the financing institution asks for.
Documents to prepare
Beyond the company file, a loan for machinery always needs documents about the asset being bought.
Company
- Business registration certificate
- Financial statements for the most recent periods
- Tax returns already filed
- Bank account statements
- Contracts and invoices, both issued and received
Documents on the asset being financed
- Quotation for the machinery, line or equipment
- Purchase contract or the supplier’s offer letter
- Technical specifications and expected capacity
- How the equipment will be used and pay for itself
Free initial review of your file
You can send what you have even if the paperwork is incomplete. CoreFinTech looks at it, points out what is missing and how to fill the gaps before approaching a lender.
How we work through it
Four clear steps, so the business always knows where it stands and what comes next.
Send the requirement and initial review
The business submits its information on the CRM portal. CoreFinTech reads the file, identifies a workable route and states plainly what still needs to be added. This step is free.
Standardising and digitising the file
We reorganise legal papers, financial figures and cash-flow evidence the way a lender needs to read them, instead of starting over at every institution.
Connecting and comparing the options
The file is introduced to suitable partners. The business receives a comparison of rates, financing ratios, fees and covenants for each option and chooses for itself.
Follow-through after disbursement
CoreFinTech continues to help monitor progress, keep to the funding conditions and produce the periodic reports the lender requires.
Frequently asked questions
What clients ask most often about this service.
What percentage of the equipment value can be financed?
The financing ratio is decided by each bank or leasing company, based on the type of equipment, the sector and the company’s financial strength. CoreFinTech gathers several options so the business can compare before choosing.
Can a file be built for used equipment?
It depends on each lender’s policy — some will finance used equipment with a valuation certificate, others take new equipment only. This is one of the points CoreFinTech checks right at the review stage.
How is the cost of the service worked out?
The initial review and assessment of the file is free of charge. Service fees are agreed file by file and confirmed in writing before any work begins; nothing arises outside that agreement.
Can we send the file without every document on the list?
Yes. The list above is the complete set for working with a lender; at the initial review CoreFinTech looks at what you have and then guides you through filling the gaps.
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Ready to start your application?
Submit your information once on the CRM so CoreFinTech can receive, standardise and route your file.