Assessing whether the project stands up
Our specialists work carefully through the legal file, the market, the cash flow and the risks, so the project is convincing enough for a bank or an investor.
Service
Advisory & arrangement of project finance
We stay with the business at every stage of a project — from preparing the file and analysing the finances to connecting with banks, funds and investors. The aim is to lower the cost of capital, raise the chance of a successful arrangement and reduce the risk the company carries.
What the service covers
Building the financial model
A three- to five-year financial plan with several scenarios, showing plainly the payback, the cash flow available for repayment and the expected return.
Preparing a properly built loan file
A complete set of documents: legal papers, business plan, financial statements and the security proposal — meeting what banks and funds ask for.
Connecting banks and investment funds
CoreFinTech draws on its network of financial partners to present the project to those it suits, shortening the path to capital and improving the odds.
Comparing and negotiating the terms
The business receives a comparison of interest rates, financing ratios, fees and covenants, along with support in negotiating with the financial partner.
Follow-through after disbursement
Our work does not end when the money arrives: we help monitor progress, keep to the conditions attached to the funding and produce the periodic reports investors expect.
Documents to prepare
The documents below are what banks, funds and investors usually ask for when appraising an investment project.
Company
- Business registration certificate
- Financial statements for the most recent periods
- Tax returns already filed
- Bank account statements
- Contracts and invoices, both issued and received
Documents specific to the project
- Project legal file and land use rights, if applicable
- Total investment and the intended capital structure
- Business plan with revenue and cost projections
- Details of the assets intended as security
Free initial review of your file
You can send what you have even if the paperwork is incomplete. CoreFinTech looks at it, points out what is missing and how to fill the gaps before approaching a lender.
How we work through it
Four clear steps, so the business always knows where it stands and what comes next.
Send the requirement and initial review
The business submits its information on the CRM portal. CoreFinTech reads the file, identifies a workable route and states plainly what still needs to be added. This step is free.
Standardising and digitising the file
We reorganise legal papers, financial figures and cash-flow evidence the way a lender needs to read them, instead of starting over at every institution.
Connecting and comparing the options
The file is introduced to suitable partners. The business receives a comparison of rates, financing ratios, fees and covenants for each option and chooses for itself.
Follow-through after disbursement
CoreFinTech continues to help monitor progress, keep to the funding conditions and produce the periodic reports the lender requires.
Frequently asked questions
What clients ask most often about this service.
Can we build a file if the project’s legal work is not finished?
Yes. CoreFinTech reviews the legal position as it stands and identifies the milestones that must be completed before a lender can appraise it. In many cases the financial file can be prepared alongside the legal work.
Does CoreFinTech lend directly?
No. CoreFinTech advises, standardises the file and connects the business with banks, investment funds and finance companies. The decision to lend and the specific terms rest with those institutions.
How is the cost of the service worked out?
The initial review and assessment of the file is free of charge. Service fees are agreed file by file and confirmed in writing before any work begins; nothing arises outside that agreement.
How long does the process take?
It depends on how complete the file is and what the lender requires for appraisal. Once the information is in on the CRM portal, CoreFinTech comes back with the result of the initial review and states what is still missing before moving to the connection stage.
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Ready to start your application?
Submit your information once on the CRM so CoreFinTech can receive, standardise and route your file.